This policy covers how GraduateSchools.com treats personal information that GraduateSchools.com collects and receives, including information related to your past use of GraduateSchools.com products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.

This policy does not apply to the practices of companies that GraduateSchools.com does not own or control, or to people that GraduateSchools.com does not employ or manage.

GraduateSchools.com collects personal information when you register with GraduateSchools.com, when you use GraduateSchools.com products or services, when you visit GraduateSchools.com pages or the pages of certain GraduateSchools.com partners, and when you enter promotions or sweepstakes. GraduateSchools.com may combine information about you that we have with information we obtain from business partners or other companies.

When you register we ask for information such as your name, email address, birth date, gender, zip code, occupation, industry, and personal interests. For some financial products and services we may also ask for your address, Social Security number, and information about your assets. Once you register with GraduateSchools.com and sign in to our services, you are not anonymous to us.

GraduateSchools.com collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.

GraduateSchools.com automatically receives and records information on our server logs from your browser, including your IP address, GraduateSchools.com cookie information, and the page you request.

GraduateSchools.com uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

GraduateSchools.com does not rent, sell, or share personal information about you with other people or nonaffiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:

• We provide the information to trusted partners who work on behalf of or with GraduateSchools.com under confidentiality agreements. These companies may use your personal information to help GraduateSchools.com communicate with you about offers from GraduateSchools.com and our marketing partners. However, these companies do not have any independent right to share this information.

• We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims;

• We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of GraduateSchools.com's terms of use, or as otherwise required by law.

• We transfer information about you if GraduateSchools.com is acquired by or merged with another company. In this event, GraduateSchools.com will notify you before information about you is transferred and becomes subject to a different privacy policy.

GraduateSchools.com may set and access GraduateSchools.com cookies on your computer.

GraduateSchools.com lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to GraduateSchools.com's cookies.

GraduateSchools.com uses web beacons to access GraduateSchools.com cookies inside and outside our network of web sites and in connection with GraduateSchools.com products and services.

You can edit your GraduateSchools.com Account Information, including your marketing preferences, at any time.

We reserve the right to send you certain communications relating to the GraduateSchools.com service, such as service announcements, administrative messages and the GraduateSchools.com Newsletter, that are considered part of your GraduateSchools.com account, without offering you the opportunity to opt-out of receiving them.

You can delete your GraduateSchools.com account by visiting our Account Deletion page.

We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.

We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.

Your GraduateSchools.com Account Information is password-protected.

In certain areas GraduateSchools.com uses industry-standard SSL-encryption to protect data transmissions.

GraduateSchools.com may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your GraduateSchools.com account or by placing a prominent notice on our site.

If you have questions or suggestions, please contact us at: